Contact Pam Marron for your residential mortgage needs!

As a loan originator who has worked in the residential mortgage industry for over 34 years, I choose to work as an independent mortgage broker so that I am able to obtain the best mortgage products and interest rates available for my clients…not just products that a company may offer. And, I specialize in helping clients to prepare for the best mortgage ahead of a purchase or refinance. Contact me… whether you are a consumer who needs a mortgage, or a realtor or mortgage loan originator that needs assistance with a client… to get “mortgage ready” ahead of a purchase or refinance!

Contact Me Today! Apply Now!

Explore Your Loan Options

Learn More

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews

My Specialties…

Florida home mortgage

I specialize in assisting clients who have been unable to refinance 1st and 2nd mortgages due to high loan to values. Contact me to find out if we can restructure your loan(s) into the best mortgage(s) available!

Florida home mortgage

Whether you are a client who needs assistance or a realtor or loan originator who needs help to get your client “mortgage ready”, contact me!

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

Reasons To Use A Real Estate Agent To Sell Your Florida Home Florida February 24, 2020

Reasons To Use A Real Estate Agent To Sell Your Florida Home

People often try to sell their home on their own (FSBO...For Sale By Owner). While this may certainly work for some, there are several things you should consider before you list your home yourself. Real estate agents perform many important services and often times deliver better results than a home seller could achieve on their…

Read More
Mortgage Payments Are Getting Relatively Cheaper Florida February 17, 2020

Mortgage Payments Are Getting Relatively Cheaper

The average mortgage payment is about $1,500 per month, according to the U.S. Census Bureau, coming in at about the same amount as the cost of renting (the average cost to rent was $1,476 in October). Mortgage payments have decreased about 3% since mid-2018. They’re expected to get even lower this year, possibly 3.3% to…

Read More
Benefits of Quartz Countertops Florida February 10, 2020

Benefits of Quartz Countertops

For many of us, the kitchen is the hub of activity. It is where meals are made—and sometimes eaten—and functions as a gathering spot for family and friends. So as the epicenter of so much action, your kitchen deserves to be functional and stylish—and that all starts with your countertops. Lately, the countertop surface that’s…

Read More
X

Get in Touch

Contact Pam Marron

Pam Marron

17717 Hunting Bow Circle, Ste. 101
Lutz, Florida 33558
(727) 375-8986
NMLS# 246438

Send an Email