Pam Marron
Now originating loans in Florida and Tennessee!
Licensed Loan Originator, NMLS# 246438
Innovative Mortgage Services, Inc., NMLS# 250769
Let's Find Your Perfect Home Loan!
First things first — what kind of home are you dreaming about?
What's the Game Plan?
How will you be using this property?
When Are You Looking to Move In?
No pressure — whether it's next month or next year, we'll get you ready!
Is This Your First Home Purchase?
First-timers get access to amazing programs — and we love helping you through it!
How's Your Credit Looking?
Don't worry — whatever your score, we have options. No judgment here!
What's on Your Mind the Most?
Pick what matters most — we specialize in all of these!
Great News — We Can Help!
Here's what you've told us:
Almost There! How Can We Reach You?
Pam will personally review your info and reach out with your options.
Why Choose Close With Pam?
Personalized Mortgage Solutions for Every Situation
With 41+ years as a residential loan originator, I offer Conventional, FHA, VA, USDA, HELOC, and portfolio loan options. What sets me apart is my focus on personalized solutions that help clients become homeowners.
Whether you need down payment assistance, help with student loan repayment options, or guidance on improving credit scores (not credit repair), I use proven tools to help you move forward with confidence.
If you need extra help getting ready for a mortgage, I can connect you with a certified HUD counselor who I stay in touch with while they help you get mortgage ready.
In Addition to Mortgages
My Specialties
I help clients overcome the most common barriers to homeownership.
Down Payment Assistance
DPA is my #1 specialty. I match homebuyers with programs to reduce upfront costs, including options with no income limits or first-time home buyer restrictions. Search for Down Payment Assistance to find available programs.
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Student Loan Repayment
Federal student loan payments do not report as late until 90+ days and can cause credit scores to plummet 100-150 points. I offer Student Debt Solutions as a source for you to review income-driven repayment options and default resolutions.
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Credit Help
Using CreditXpert, FICO Simulator, and MeridianLink, I pinpoint what needs improvement and estimate how long it will take to reach your target score.
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HUD Counselor Referral
If you need guidance in several areas, I connect you with HUD-certified counselors who provide one-on-one support with budgeting, credit, and DPA.
Learn MoreEducational Resources
Learn About Your Options
Explore articles organized by specialty to help you understand your mortgage & homebuying options.
Down Payment Assistance
Credit Help
Getting Mortgage Ready
Unique Properties & ADUs
Mortgage Education
41+
Years Experience
6
Loan Types Offered
100%
Personalized Service
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