WE the PEOPLE Petition at WhiteHouse.gov...
Thank you for submitting your signature on the White House petition .... Had a great opportunity to speak to the regional director for Sen. Bill Nelson (D-FL) who offered to take the petition along with addi ...
Submit a Complaint to the CFPB if your lender advises you to be late on mortgage for short sale approval!
If you are a current or past short seller that has been told that you need to be delinquent in order to get be approved for a short sale, please go to the Consumer Financial Protection Bureau at http://www.consumer ...
Welcome to my site!
Thank you for stopping by CloseWithPam.com, also the home of PurchaseAfterShortsale.com! Even though I have taken special care and consideration to pack this online resource with a wealth of knowledge about re ...
Short Sellers Can Re-Purchase Again... and Gain Back Equity in Underwater Homes
Short Sellers Can Re-Purchase Again... and Gain Back Equity in Underwater Homes! Contact Pam Marron for help before and after a shortsale to re-purchase a home, or for SOLUTIONS to Gain Equity Back if you are in ...
Massive and Erroneous Mislabeling of Short Sellers
As many of you know, I have championed the cause of short sellers for the past year. While the press continues to report on abuses of strategic defaulters, I am seeing another story entirely. As a working mortgage b ...
Realtors: Why Help Short Sellers Repurchase?
More Buyers NOW = Realtor Income Increase NOW = Higher Values NOW! Example in tri-county Tampa Bay, Florida alone: Pinellas, Hillsborough and Pasco Counties: increase the number of homebuyers in the marketplace ...
HARP 2.0: New! 3/2012
HARP 2.0 (Revamped) Refinance Program... Available 3/2012! Information Updates as of 12/27/2011 There has been a lot of media attention given to President Obama’s revamped HARP refinance program. Both Fannie M ...
Want to Stay? Equity Solutions
3 SOLUTIONS for Underwater Homeowners to Gain Back Equity NOW: RH Reward, HARP 2.0 (for FNMA/FHLMC loans) and NEW Obama Plan (for non-FNMA/FHLMC loans) 1) RH Reward: Responsible Homeowner Reward Benefit: A so ...
Responsible Homeowner Reward (RH Reward)
RH Reward, a private investment program available to participating banks and lenders, offers underwater homeowners equity back if they continue to pay their mortgage on time.... check out details about this inno ...
NEW Obama Plan Fact Sheet to help non-FNMA/FHLMC homeowners!
Go here for the FACT SHEET on President Obama's Plan to help Responsible Homeowners and Heal the Housing Market
Articles,Videos and Resources
Keep up with the latest news about short sales... Completed HAFA short sales pass 10,000 through June/August 8, 2011/Jon Prior/HousingWire.com "The growing problem in Florida is the alarming increase in the numb ...
Banks Have Discovered More Profit to be Had in Delinquent Loans
The average scores I see on past short sellers is 680+.... good credit before short sale, good credit after short sale. However, there are ELEVEN MILLION + of past and new short sellers locked out of repurchasing again, DUE TO THE LATE MORTGAGE PAYMENTS REQUIRED BY THEIR LENDERS IN ORDER TO GET SHORT SALE APPROVAL! Stopping banks from requiring late mortgage payments to qualify for a short sale would allow a huge number of these soon to be and past short sellers to come back into the real estate market. Banks have figured out that there is more profit in service fees for delinquent loans versus performing loans. This is the reason why banks require delinquent mortgage payments. However, there is a way to make servicing for on time/performing but underwater mortgage holders profitable to banks during the short sale approval wait time. Short sale criteria needs to be examined and modified. First and foremost, base short sale on hardship, not the fact that a short seller is ma ... Read More...
Purchase After Shortsale
Solutions for Short Sellers and Underwater Homeowners Finding a Way Back to Homeownership Again, and Gaining Equity Back... If You Are Underwater and Want to Stay! Preserving Credit Through a Short Sale for a Future Home Purchase Short sellers CAN continue to pay your mortgage through the short sale closing, helping credit to recover quicker. Repairing Erroneous Short Sale Credit to Enable a Purchase After a Short Sale Short sellers who have already incurred late pays prior to the short sale, are past the 2 year wait timeframe needed to obtain another mortgage after a shortsale, CAN downgrade the M-9 foreclosure status placed on your short sale credit in order to get a mortgage approval. Giving Underwater Homeowners Who Stay in Their Homes Equity Back NOW Homeowners who are contemplating a short sale but really don’t want to, or cannot get approved for a short sale and are looking for ways to stay in your h ... Read More...
Banks Have Discovered More Profit to be Had in Delinquent Loans
The average scores I see on past short sellers is 680+.... good credit before short sale, good credit after short sale. However, there are ELEVEN MILLION + of past and new short sellers locked out of repurchasing again, DUE TO THE LATE MORTGAGE PAYMENTS REQUIRED BY THEIR LENDERS IN ORDER TO GET SHOR ...
Read More...
WE the PEOPLE Petition at WhiteHouse.gov...
Thank you for submitting your signature on the White House petition .... Had a great opportunity to speak to the regional director for Sen. Bill Nelson (D-FL) who offered t ...
Submit a Complaint to the CFPB if your lender advises you to be late on mortgage for short sale approval!
If you are a current or past short seller that has been told that you need to be delinquent in order to get be approved for a short sale, please go t ...
Massive and Erroneous Mislabeling of Short Sellers
As many of you know, I have championed the cause of short sellers for the past year. While the press continues to report on abuses of strategic defaulters, I am seeing another stor ...
NJ Senator Robert Menendez has a good idea... 2.6% re-default rate proven!
Check out this innovative plan from NJ Senator Robert Menendez shown on TBWS Daily at http://tbwsdailyshow.com/2012/02/16/senator-has-new-modification-plan/ on Thursday, 2/16:
Read More...
Realtors: Why Help Short Sellers Repurchase?
More Buyers NOW = Realtor Income Increase NOW = Higher Values NOW! Example in tri-county Tampa Bay, Florida alone: Pinellas, Hillsborough and Pasco Counties: increase the numb ...
HARP 2.0: New! 3/2012
HARP 2.0 (Revamped) Refinance Program... Available 3/2012! Information Updates as of 12/27/2011 There has been a lot of media attention given to President Obama’s revamped HARP refinance program. Both Fan ...
Want to Stay? Equity Solutions
3 SOLUTIONS for Underwater Homeowners to Gain Back Equity NOW: RH Reward, HARP 2.0 (for FNMA/FHLMC loans) and NEW Obama Plan (for non-FNMA/FHLMC loans) 1) RH Reward: Responsible Homeowner Reward Benefit: ...
Responsible Homeowner Reward (RH Reward)
RH Reward, a private investment program available to participating banks and lenders, offers underwater homeowners equity back if they continue to pay their mortgage on time... ...
NEW Obama Plan Fact Sheet to help non-FNMA/FHLMC homeowners!
Go here for the FACT SHEET on President Obama's Plan to help Responsible Homeowners and Heal the Housing Market
PurchaseAfterShortsale.com merged on this site!
Mr. President, Please tell banks to stop this practice!
Thanks to all who signed the petition!
Click picture and then click LISTEN for "The Home Mortgage Law Show" every Sat at 2pm!
Go to "Find Help!" tab, then "Legal" to contact Attorneys Chae Dupont and Will Morris!
27 Yrs. as Sr. Loan Officer
Pam Marron
Sr. Loan Officer originating residential mortgages since 1985... and still loving this business! Utilizes automated mortgage engines for FHA loans including 203K rehab, conventional loans including USDA, Homepath and rehab, and VA loans. Developed solutions for pre-short sellers and past short sellers to get them back into the housing market, and for underwater homeowners to re-gain equity back! Lived in and heavy knowledge about TND communities and developer for www.TraditionalNeighborhoods.net.
Personally... Suncoast Arts Fest co-director, Fine Arts of the Suncoast, Inc. President, part of Suncoast Arts Advocacy, supporting arts education for kids in Pasco County.