Pam Marron Home Lending

Delete Credit Disputes

September 19, 2017 by · Leave a Comment

How the Consumer can take “Dispute” off of their credit themselves for free Email customer credit report. Follow steps 3 and 4 to locate all repositories with dispute. Go to credit report. On account where dispute shows up, click on link (XP/TU/EF) (under PAID) to see individual 3 repositories. Below is what 3 individual repositories look […]

ForeclosureCreditFix.com now open to check if foreclosure code on past short sale or modification

September 18, 2017 by · Leave a Comment

ForeclosureCreditFix.com now open to check if foreclosure code on past short sale or modification By Pamela Marron | September 2017 | for National Mortgage Professional Magazine Though the consumer pays for this service upfront, loan originators can provide a credit towards the cost at the closing of a new mortgage. Loan originators who agree to […]

HUD Housing Counselors Continue Assisting Negative Equity Homeowners

July 28, 2017 by · Leave a Comment

Housing counselors continue to assist negative equity homeowners who need help staying put in homes while working on initiative to assist those having trouble reentering the housing market because of foreclosure code wrongly applied to past mortgage credit HUD approved housing counselors can still assist homeowners struggling to stay put in negative equity homes. But […]

Study Finds Gen X Homeowners Lacking in Equity

July 24, 2017 by · Leave a Comment

Written by Phil Hall, as seen on National Mortgage Professional News, July 18, 2017 While many people are ready to tuck the housing crash into the history books, its residue is still being felt by Gen X homeowners with minimal equity gains, according the latest Zillow Home Equity Report. Indeed, the Gen X demographic has almost as much […]

HUD’s Carson Warns of Senior Housing Crisis

July 24, 2017 by · Leave a Comment

Written by Phil Hall, as seen on National Mortgage Professional News, July 18, 2017 According to an Orlando Sentinel report, Dr. Carson raised the issue yesterday during his keynote speech at the LeadingAge Florida annual convention. Citing a proverb that “you can gauge a society by the way they treat their elderly,” he noted that market forces are […]

Housing Counselors Hone Skills for Service That Will Assist Those with Past Short Sale, Deed-in-Lieu or Modification Where Credit Shows Up as Foreclosure

July 8, 2017 by · Leave a Comment

By Pam Marron | National Mortgage Professional Magazine |July 2017 Step One… Loan Originators and Realtors need to ask ALL clients if they’ve had a short sale, Deed in Lieu (DIL) or loan modification in their past. If they have, run the loan through Fannie Mae and Freddie Mac automated systems first to see if […]

Americans Who Can’t Afford Their Homes Up 146 Percent

July 7, 2017 by · Leave a Comment

“In the wake of the financial crisis, so much capacity was taken offline,” Swonk told NBC News. “Much of the existing stock of housing is still underwater. Many of the entry level houses are in disrepair.” by Ben Popken, from NBC News.com – published July 6, 2017 (link to article at bottom of page) Over 38 […]

Join FAMP’s Gulf Coast Chapter June 20 for Lunch and Learn

June 20, 2017 by · Leave a Comment

This class is geared for all mortgage professionals who have had an issue with correcting the credit report. Pam Marron, Loan Originator, and Theresa McCoy, CIC Credit Reporting Agency, to show how correct inaccurate foreclosure credit in short sale and loan modifications for the Gulf Coast Chapter of the Florida Association of Mortgage Professionals in […]

Underwater homes on the decline nationwide – but that’s not the whole story

May 8, 2017 by · Leave a Comment

HomeNews by Ryan Smith, 08 May 2017 There were nearly 5.5 million seriously underwater properties in the US during the first quarter, according to new data from ATTOM Data Solutions. That’s an increase from Q4 of 2016 but still down by more than 1.2 million from the first quarter of last year. Seriously underwater properties […]

Pre-purchase help coming from HUD approved housing counselors to assist clients who still have credit issues with a past short sale or modification

May 4, 2017 by · Leave a Comment

By Pamela Marron | National Mortgage Professional Magazine | May 2017 HUD approved housing counselors are being trained to provide assistance for clients who continue to have problems with short sale and modification credit that appears as a foreclosure. The goal is to correct problems prior to a new purchase. A collaborative initiative has begun […]

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